Propfirmito may earn a commission, at no additional cost to you, when you sign up through our links. Our scoring remains independent. Full disclosure ›
Moneta Funded
Moneta Funded At a Glance
- Legal entity: Moneta Funded Ltd (registered in St. Lucia, reg. no. 2025-00532)
- Founded: 2025
- CEO/Founder: David Bily
- Programs: 6 — 1-Step, 2-Step, Instant Funding, Instant Pro, Phoenix and the time-based Sprint Challenge
- Account sizes: $5K – $100K per account (Phoenix scales up to $2,000,000 in funding)
- Markets: Forex, indices, metals and commodities (CFDs)
- Platforms: MetaTrader 5 · MatchTrader
- Profit split: 88% on most programs (up to 100% on the Sprint Challenge)
- Drawdown: static on 1-Step / 2-Step / Phoenix; trailing on Instant plans
- Payouts: paid in crypto, every 14 days (immediate on Sprint, on-demand on Instant Pro)
- Leverage: up to 1:30 (1:100 on the 2-Step)
- Traders: 110,000+ active traders · $200K+ paid to traders monthly · payouts processed in under 48 hours
- Trustpilot: 4.6/5 across 303+ reviews
- Propfirmito rating: 75.0/100 · B+
- Discount code: no active Propfirmito code right now — see the live discount page (it updates the moment a verified code is available)
Who Is Moneta Funded?
Moneta Funded is a forex-focused proprietary trading firm operated by Moneta Funded Ltd, a company registered in St. Lucia (registration number 2025-00532) in 2025. It sits alongside the related broker entity Moneta Markets Ltd. Traders prove themselves in a simulated evaluation and, once funded, keep a share of the profits they generate on the firm’s capital — a standard prop-firm model, delivered on MetaTrader 5 and MatchTrader.
What sets Moneta apart is the breadth of its line-up: six distinct ways to get funded, from a fast one-phase evaluation to instant-funding accounts that skip the challenge entirely, plus the scaling-focused Phoenix and a novel time-boxed Sprint Challenge that pays out 100% of profits immediately on completion. The firm advertises 110,000+ active traders, more than $200,000 paid to traders each month, and payout processing in under 48 hours. Its clear weak spot is cost — challenge fees run higher than average and, at the time of writing, there is no active Propfirmito discount code to offset them.
Programs Offered: Side-by-Side Comparison
Moneta Funded offers six challenge types. Evaluation programs (1-Step, 2-Step) require you to hit a profit target first; the instant and Phoenix programs skip the evaluation and fund you from day one; the Sprint Challenge is a short, time-limited sprint with an immediate payout. All figures below are verified against Moneta’s official compare-challenges page.
| Feature | 1-Step | 2-Step | Instant Funding | Instant Pro | Phoenix | Sprint |
|---|---|---|---|---|---|---|
| Evaluation phases | 1 | 2 | None | None | None | None |
| Profit target | 10% | 5% + 10% | — | — | 10% | 0.6%–3% |
| Daily loss limit | 3% | 4% / 5% | 3% | 4% | 3% | — |
| Max loss (drawdown) | 6% (Static) | 8% / 10% (Static) | 5% (Trailing) | 8% (Trailing) | 6% (Static) | 0.3%–1.5% (Static) |
| Min profitable days (≥0.5%) | 3 | 3 per phase | — | — | 3 | — |
| Consistency rule | ✓ None | ✓ None | 15% / 20% | ✓ None | ✓ None | ✓ None |
| Time limit | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | 1h / 2h / 4h / 8h |
| Leverage | 1:30 | 1:100 | 1:30 | 1:30 | 1:30 | 1:30 |
| News trading | ✗ No | ✗ No | ✗ No | ✓ Allowed | ✗ No | ✗ No |
| Profit split | 88% | 88% | 60% → 88% | 88% | 88% | 100% |
| Payout frequency | 14 days | 14 days | 14 days | On demand, then 14 days | Every 14 days | Immediate (on completion) |
| Best for | Fastest route to a funded account | Traditional challenge, easiest rules | Immediate access to capital | Immediate capital + maximum freedom | Scaling toward large funding | Fast-paced traders who want instant payouts |
Challenge Pricing (Verified July 2026)
Moneta prices each program by account size. The 1-Step evaluation is the reference ladder below, running from about $42 for the smallest account up to roughly $840 for the largest; the 2-Step, Phoenix, Instant and Sprint programs are priced separately at checkout. Prices are list prices verified on monetafunded.com — there is currently no active Propfirmito discount code to apply.
| Program | Account size | List price (from) | Profit target | Max loss | Daily loss |
|---|---|---|---|---|---|
| 1-Step | $5K | ~$42 | 10% | 6% static | 3% |
| $10K – $100K | up to ~$840 | 10% | 6% static | 3% | |
| 2-Step | $5K – $100K | Priced separately | 5% + 10% | 8% / 10% static | 4% / 5% |
| Phoenix | up to $2M funding | Priced separately | 10% | 6% static | 3% |
Prices verified via a live scrape of monetafunded.com in July 2026. Per-program, per-size fees vary; confirm the exact fee at the Moneta checkout. A single account balance is capped at $100,000 on the 1-Step and 2-Step programs; Phoenix scales toward $2,000,000 in total funding.
Trading Rules Matrix
| Rule | Status | Detail |
|---|---|---|
| Drawdown type | Static / Trailing | Static max loss on 1-Step, 2-Step and Phoenix; trailing on Instant Funding and Instant Pro. |
| Daily loss limit | ✓ Yes | 3–5% depending on program (measured from the day’s starting balance). |
| Consistency rule | Program-specific | None on 1-Step, 2-Step, Instant Pro, Phoenix and Sprint; Instant Funding applies a 15%/20% consistency rule. |
| Time limit | ✓ None | Unlimited on all programs except Sprint, which is a fixed 1h / 2h / 4h / 8h sprint. |
| News trading | ✗ Restricted | Not permitted on most programs; allowed on Instant Pro. Sprint also restricts market open/close trading. |
| Expert Advisors (EAs) | ✗ Restricted | Only a custom EA developed and owned by the trader; commercial or third-party EAs, signal services and any automated system executing predefined rules without discretionary decisions are prohibited. |
| Copy trading | ✓ Allowed | Only between accounts owned by the same individual; a Moneta account may be the copied account only when the master is also a Moneta account. |
| Weekend holding | ✓ Allowed | Positions may be held over the weekend. |
| Hedging | ✗ Not allowed | Hedging is listed among Moneta’s prohibited strategies (alongside grid trading, martingale and latency arbitrage). |
| Minimum profitable days | 3 | The evaluation and Phoenix programs require 3 days with a gain of at least 0.5% before a payout. |
Platforms & Data Providers Matrix
| Provider | Platform |
|---|---|
| Moneta Funded | MetaTrader 5 (MT5) |
| MatchTrader |
Every challenge type is available on both MetaTrader 5 and MatchTrader; you choose your platform when you buy the account. MatchTrader runs in the browser and mobile, while MT5 is the desktop standard with full EA support.
Profit Split & Scaling
| Program | Trader Share | Moneta Share |
|---|---|---|
| 1-Step / 2-Step / Phoenix / Instant Pro | 88% | 12% |
| Instant Funding | 60% → 88% | 40% → 12% |
| Sprint Challenge | 100% | 0% |
Most Moneta programs pay an 88% split after funding — among the higher splits in the industry. Instant Funding starts at 60% and scales to 88%, while the time-boxed Sprint Challenge returns 100% of profits on completion. The Phoenix program is built for scaling, with funding that can grow toward $2,000,000.
Payout Methods & Requirements Matrix
Payout Methods
| Method | Geo | Speed |
|---|---|---|
| Cryptocurrency wallet | Global | Processed in under 48 hours |
Payout Requirements Per Program
| Program | Cycle | Minimum profitable days |
|---|---|---|
| 1-Step / 2-Step / Phoenix | Every 14 days | 3 (with a gain ≥ 0.5%) |
| Instant Funding | Every 14 days | Consistency 15% / 20% |
| Instant Pro | On demand, then every 14 days | — |
| Sprint Challenge | Immediate (on completion) | — |
Payouts are made to your nominated cryptocurrency wallet after identity and compliance checks. Moneta advertises processing in under 48 hours and more than $200,000 paid to traders monthly.
Account Limits
| Rule | Limit |
|---|---|
| Multiple 1-Step / 2-Step accounts | ✓ Allowed |
| Max balance per single 1-Step / 2-Step account | $100,000 |
| Phoenix Challenge accounts | 1 per trader at a time (any balance) |
| Accounts per household / IP | Sharing an account across multiple IPs, or multiple accounts from one IP, is prohibited |
Refund & Chargeback Policy
| Scenario | Outcome |
|---|---|
| Challenge fee after purchase | Evaluation fees are generally non-refundable once the account is issued |
| Chargeback / payment dispute | ✗ Filing a chargeback leads to immediate account termination |
| Rule breach | A breach of the trading objectives terminates the account with no refund |
Full refund, dispute and termination terms are set out in Moneta Funded’s Terms & Conditions (last updated 30 June 2026).
Restricted Countries (8 Total)
Moneta Funded states it does not onboard clients from the following jurisdictions, in compliance with global regulatory standards and its internal risk policies. Always confirm eligibility against Moneta’s current terms before purchasing.
- Afghanistan
- Cuba
- Myanmar
- North Korea
- Thailand
- United Arab Emirates
- Venezuela
- Vietnam
Legal Entity & Regulation
| Entity | Moneta Funded Ltd |
| Registered in | St. Lucia (Saint Lucia) |
| Registration number | 2025-00532 |
| Registered office | Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia |
| Related entity | Moneta Markets Ltd (reg. no. 2023-00068) |
| Nature of service | Educational / evaluative; all trading is in a simulated environment with virtual funds |
| Terms last updated | 30 June 2026 |
Community & Support
| Discord | 32,000+ members |
| Trustpilot | 4.6/5 across 303+ reviews |
| Website | monetafunded.com |
| Community reach | 110,000+ active traders across Discord, X and Instagram |
Frequently Asked Questions About Moneta Funded
All 10 questions below are answered from Moneta Funded’s official website, compare-challenges page and Terms & Conditions, verified in July 2026.
Getting Started
What is Moneta Funded and how does it work?
Moneta Funded is a forex-focused prop firm operated by Moneta Funded Ltd (St. Lucia). You pick one of six challenge types, prove yourself in a simulated evaluation (or skip it with an instant-funding account), and once funded you keep up to 88% of the profits you generate on the firm’s capital, paid in crypto every 14 days.
Which challenge should I choose?
Choose 1-Step for the fastest route to funding, 2-Step for a traditional challenge with the easiest rules, Instant Funding or Instant Pro to skip the evaluation entirely, Phoenix to scale toward large funding, or the Sprint Challenge if you want a short, time-boxed sprint that pays out 100% of profits immediately.
What platforms does Moneta Funded use?
Every program is available on both MetaTrader 5 and MatchTrader. You choose your platform when you buy the account.
Rules & Pricing
How much does a Moneta Funded challenge cost?
The 1-Step evaluation starts at about $42 for the smallest account and runs up to roughly $840 for the largest, with account sizes from $5K to $100K. The 2-Step, Phoenix, Instant and Sprint programs are priced separately at the Moneta checkout.
Is there a Moneta Funded discount code?
Not right now — there is no active Propfirmito discount code for Moneta Funded. Our discount page updates the moment a verified code is available, so it is worth checking back before you buy.
What is the profit split?
Most Moneta programs pay an 88% profit split after funding. Instant Funding starts at 60% and scales to 88%, and the Sprint Challenge returns 100% of profits on completion.
Is news trading allowed?
News trading is not permitted on most Moneta programs. The exception is Instant Pro, which allows news trading for maximum freedom. Weekend holding is permitted; EAs only if custom-built and owned by you; copy trading only between your own accounts; hedging is a prohibited strategy.
Payouts & Accounts
How and how often does Moneta pay out?
Payouts are made to your nominated cryptocurrency wallet, on a 14-day cycle for most programs (immediate on Sprint, on demand then 14 days on Instant Pro). Moneta advertises payout processing in under 48 hours.
How many accounts can I have?
You can hold multiple 1-Step and 2-Step accounts, but a single account balance is capped at $100,000. The Phoenix Challenge is limited to one account per trader at a time, regardless of balance.
Which countries are restricted?
Moneta Funded does not onboard clients from Afghanistan, Cuba, Myanmar, North Korea, Thailand, the United Arab Emirates, Venezuela and Vietnam. Confirm eligibility against Moneta’s current terms before purchasing.
Propfirmito’s Verdict on Moneta Funded
Propfirmito rating: 75.0/100 · B+. Moneta Funded is a genuinely versatile forex prop firm: six ways to get funded, a high 88% split, crypto payouts under 48 hours and flexible-but-conditional rules (weekend holding allowed; EAs only if custom-built and owned by you; copy trading only between your own accounts; hedging prohibited). The trade-off is cost — fees run higher than average and there is no active discount code to soften them — and it is a young St.-Lucia-registered firm, so it is less battle-tested than the established names.
Six-pillar breakdown (0–100): Trust & Legitimacy 76 · Cost 21 · Conditions 80 · Passability 80 · Payouts 79 · Access 80 — see the full score report.
- Payout Reliability : Strong — 88% split, sub-48-hour crypto payouts and $200K+ paid monthly.
- Challenge Cost-Effectiveness : The weak point — fees are above average and there is no Propfirmito discount code at the moment.
- Rules & Flexibility : Good — weekend holding allowed, EAs only if custom-built and owned by you, copy trading only between your own accounts, hedging prohibited; no consistency rule on most programs.
- Support Quality : Solid — a 32,000-strong Discord and a 4.5/5 Trustpilot across 303+ reviews.
Best For
- Traders who want to choose from many funding models (evaluation, instant, scaling or a timed sprint)
- Traders running their own custom EA or copying between their own accounts — third-party EAs and copying other traders are prohibited
- Traders who value a high 88% split and fast crypto payouts
- Anyone who wants to scale toward large funding via the Phoenix program
- Traders who prefer no consistency rule on the evaluation programs
Not Ideal For
- Bargain hunters — fees are above average and no discount code is currently active
- News traders — news trading is only allowed on Instant Pro
- Traders who want a long, established track record — Moneta is a 2025 firm
- Traders in Afghanistan, Cuba, Myanmar, North Korea, Thailand, the UAE, Venezuela or Vietnam (restricted)
- Traders who need fiat (bank/PayPal) payouts — Moneta pays in crypto
All data on this page is sourced from Moneta Funded’s official website (monetafunded.com and its compare-challenges and terms pages) and verified via a live scrape in July 2026. For how we rate prop firms, see our methodology. See the full Moneta Funded discount page, or compare Moneta against other forex prop firms on our best offers page.
Found this useful? Add Propfirmito as a preferred source and see it more often in your Google results.
Add as Preferred Source